Commercial International Bank

EGY: COMI · Financials · USD 6.2bn
Net exposure
+0.14
MONITOR

Layer two — exposure vector, eight coefficients

hover for source in filings
LCY revenue share~85% EGP
Segment note+ stress
FX asset positionLong USD
Currency risk note− hedge
Rate sensitivityPositive to corridor
NIM disclosure− hedge
External debtDFI lines
Debt noteneutral
Trapped cashLow
Cash restrictions note− hedge
Wage baseIndexed
Employment note+ stress
Import content of COGSNot applicable
—neutral
Export shareNone
—neutral

Sign convention matters as much as magnitude — an exporter with hard-currency receivables gains from the same move that destroys an importer.

Layer three — diagnosis

Rate-positive and long dollars through the float. The mandate is intermediation: hedging distribution and DFI-funded lines rather than balance-sheet repair.

Country signal in force

CPI YoY
26.4%
Policy rate
27.25%
USD/EGP
48.6
Parallel prem.
+2%
Reserves
$46.4b
Sov. spread
610bp

Ranked lead set

3
  1. 01Now
    DFI-funded trade line

    Risk participation to unlock import LC capacity for corporate clients.

    TTS FILarge
  2. 02Ongoing
    Hedging distribution

    Structured FX products placed into the corporate book.

    MarketsRecurring
  3. 03Now
    Correspondent clearing

    USD clearing off the enlarged remittance flow.

    TTS FIAnnuity

Timing is the product: the pitch is strongest at computable moments — the quarter a coefficient breaches a threshold, and the month the policy window reopens.